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Imagine always having a beautiful car:
  • Driving a car that's always as good as new.
  • Having a monthly cost lower than an instalment plan.
  • Never being surprised and knowing straight away the value of the car at the end of the contract.

With IdeaFord you can.

The IdeaFord financing solution was invented by Ford in the United States and is now sold in all Ford branches worldwide with so many different names but always the same philosophy

In Italy we started in 1994 and we are now approaching half a million IdeaFord sales. Come and join us to be part of this unique product!

Find out how
  • Choose your car with all the options you want
  • Choose the most suitable down payment for you (minimum down payment of 10%).
The Ford Partner signs and guarantees you the repurchase value of your car at the end of the contract immediately. In fact, we call it Guaranteed Future Value (GFV).
The difference between the sale price, downpayment and Guaranteed Future Value is your monthly driving cost.
You will be notified directly of the financial cost of the entire transaction (interest) and this will be applied to the total capital funded, including the part called GFV.

Let's look at an example:
Example of loan for illustrative purposes, it does not constitute a contractual offer. APR applied in the example above: 6.21%

It's simple. It's easy. It's convenient.

At the end of the contract you can choose freely between three options:
  • You can go back to the dealership, bring your car and renew the contract on a new Ford car, with no surprises. You already know today what your car will be worth thanks to the Guaranteed Future Value!
  • You can keep your car, settling the Guaranteed Future Value. You can decide to pay it all in cash, but if you prefer we will be happy to offer you a new Ford Credit loan.
  • You can simply return the car to the Ford Dealer and do nothing more as long as the car is free of damage and there is no excess mileage. Transfer of ownership costs excluded
Contact your nearest Ford Dealer to request full details of the range of our products and download the Information Brochure that you will find in the Transparency section.


Simple and convenient, the Ford Loan is the traditional method of purchasing your new Ford in convenient monthly instalments.

How it works
  • Choose the the loan term of between 12 and 60 months.
  • Choose the down payment most suited to your needs and available funds (minimum down payment of 15%).
  • Repay the rest of the price with convenient monthly instalments.
With the Ford Loan, you can choose to replace your Ford at any time; your Ford Dealer will support you throughout the replacement process.
Contact your nearest Ford Dealer to request full details of the range of our products and download the Information Brochure that you will find in the Transparency section.